Church loans
First mortgage loans to fund your vision
Is your congregation dreaming up ways to impact your community that are “too big” for your current facility? Does your leadership look at every program plan and think, “Yes, but where would we put them?” Maybe it’s time to consider a first mortgage from MMA.
Working with like-minded people
MMA has been making money available for first mortgage loans to Anabaptist congregations and institutions since 1980. These funds are for building new facilities or improving existing locations. Working with MMA means working with:
- The church community -- Our mortgage loan program is part of a circle of giving, saving, and lending with the church community.
- Available resources -- The program is funded by a portion of the deposits MMA members make into MMA’s Annuities
- People who share your faith -- MMA is your alternative to commercial lenders and we offer competitive rates and terms.
The Circle of Giving

All within the church community
Investing in an MMA annuity allows you to save for long-term goals while a portion of what you put into your annuity provides first-mortgage loans to churches and church institutions. As those loans are repaid, the money returns to the annuity fund to provide opportunities for church members.